### Steinberg-Investmen Terms of Service
#### 1. **Introduction**
These Terms of Service ("Terms") govern your use of the Steinberg-Investmen website and services. By accessing or using our services, you agree to comply with these Terms.
#### 2. **Eligibility**
You must be at least 18 years old and capable of entering into a legally binding contract under applicable laws.
#### 3. **Account Registration**
To use our services, you must register and provide accurate, complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
#### 4. **Services Provided**
We offer investment products, including fixed-term accounts (Festgeld) and flexible savings accounts (Tagesgeld), through our platform. We act as an intermediary between you and partner banks.
#### 5. **User Obligations**
You agree to:
- Provide accurate information.
- Use our services for lawful purposes.
- Comply with all applicable laws and regulations, including EU regulations like MiFID II, GDPR, and AML directives.
#### 6. **Prohibited Activities**
You must not:
- Engage in fraudulent or unlawful activities.
- Use our platform to distribute malware or unauthorized advertising.
- Interfere with the security or operation of our services.
#### 7. **Fees and Charges**
Any fees associated with our services will be clearly communicated. You agree to pay any applicable fees and charges.
#### 8. **Investment Risks**
Investments carry risks, including potential loss of principal. Steinberg-Investmen does not guarantee returns and is not liable for investment losses.
#### 9. **Data Protection**
Your personal data is processed in accordance with our Privacy Policy and GDPR. We take appropriate measures to protect your data from unauthorized access and use.
#### 10. **Intellectual Property**
All content on our website, including text, graphics, logos, and software, is the property of Steinberg-Investmen or its licensors and is protected by copyright and trademark laws.
#### 11. **Limitation of Liability**
Steinberg-Investmen is not liable for any indirect, incidental, or consequential damages arising from your use of our services. Our total liability is limited to the amount you paid for our services.
#### 12. **Indemnification**
You agree to indemnify and hold harmless Steinberg-Investmen, its affiliates, and its employees from any claims, damages, or expenses arising from your use of our services or breach of these Terms.
#### 13. **Termination**
We may terminate or suspend your access to our services for any reason, including breach of these Terms. You may also terminate your account at any time.
#### 14. **Governing Law**
These Terms are governed by the laws of the European Union and the country in which our headquarters are located.
#### 15. **Dispute Resolution**
Any disputes arising from these Terms or your use of our services will be resolved through arbitration in accordance with EU regulations.
#### 16. **Changes to Terms**
We may update these Terms periodically. Changes will be communicated via our website or directly to you. Your continued use of our services after such changes constitutes acceptance of the new Terms.
#### 17. **Contact Information**
For any questions or concerns about these Terms, contact us at:
- **Email**: support@steinberg-investmen.com
### Conclusion
By using Steinberg-Investmen's services, you agree to these Terms of Service, ensuring a secure and compliant investment experience. For more details, please refer to the full Terms on our website.